Chatbot
Copilot
AI Agent
In one verb
Answers.
Suggests.
Acts.
Where it lives
A website widget, a Slack DM, a help page.
Inside one app — your IDE, your CRM, your email client.
Across the systems where the work actually happens.
User stays in control of
The question.
Every keystroke — the copilot suggests, you accept.
The rules and the approvals — the agent runs inside them.
Grounded in your data
Sometimes (an FAQ list).
Within one tool's data.
Across every document and system you connect.
Takes action on your behalf
No.
One step, with your consent.
Multi-step, within the policy you set.
Good for
Deflecting common questions; self-serve help.
Speeding up an individual in their tool of choice.
Replacing repetitive cross-tool work end-to-end.
Risk to manage
Hallucinated answers when off-topic.
Bad suggestions slipping through.
Action without oversight — solved with human-in-the-loop steps.
Example
"What's our refund window?"
Email draft suggestion inside Outlook.
Reads the contract, flags risk, drafts redline, pings the right human.